Pakistan
USA
Canada
UK
Dubai
Australia
Germany
- Home
- Services
- Shopify Development Services
- Shopify Payment Gateway Integration
Shopify payment gateway integration that lets customers actually pay
We connect and, where needed, build the payment methods your Shopify store needs: card gateways, mobile wallets, bank transfer and cash on delivery flows, plus custom gateway apps for markets that Shopify's built-in options do not cover. It suits merchants selling from or into Pakistan, the Gulf, the UK and the US.
By Junaid Tariq Reviewed October 2026
- Gateway choice based on your country, currency and customer habits
- Every payment path test-ordered, including failures, refunds and partial captures
- Custom gateway apps when no ready-made connector fits
The payment problem on Shopify
Shopify's own payment product is not available in every country, and the list changes over time, so always check current availability for your business location. Merchants in Pakistan in particular tend to find that the simplest route is not open to them, and that leaves a choice between third-party gateways, manual payment methods and a payout structure through a company registered elsewhere.
Each route has trade-offs. Third-party gateways usually work through an app or a built-in connector and may attract additional transaction fees from Shopify on top of the gateway's own charges, so confirm the current terms before you commit. Manual methods such as bank transfer and cash on delivery cost nothing in fees but create order-handling work and refusal risk. A custom connector can fit a local gateway exactly, but you carry the maintenance.
Our job is to lay these options side by side for your situation, build the one you pick and test it properly. Our blog post on accepting payments on Shopify in Pakistan gives the wider background.
Payment options we set up
What each route suits and what to watch.
Method | Suits | Watch for |
|---|---|---|
International card gateways | Stores selling to US, UK, UAE and EU buyers | Eligibility by business country, payout currency, extra platform fees |
Local card and bank gateways | Domestic shoppers paying in rupees | App quality, settlement time, webhook reliability |
Mobile wallets | Customers who prefer wallet payments | Redirect flows, failed-payment handling |
Bank transfer | Higher-value or B2B orders | Manual confirmation and order status updates |
Cash on delivery | Domestic retail and first-time buyers | Refusal rate, courier reconciliation, fraud checks |
Buy now, pay later and instalments | Higher-ticket products | Provider approval and regional availability |
Why trust this team with your build
For Shopify Payment Gateway Integration, projects live or die on maintainability. Here is what stands behind the delivery.
Hands-on experience
500+ websites and web applications delivered over 18+ years for clients in 48 countries, the experience behind your Shopify Payment Gateway Integration project.
Certified expertise
For Shopify Payment Gateway Integration, engineering is planned together with SEO, speed and reporting, so what ships is findable, fast and measurable rather than just finished.
Recognised work
Led by Junaid Tariq, a National Level Award Winner in Digital Marketing who also builds WordPress plugins, CRMs and web applications. See the about page.
Transparent by default
A written scope and milestones before build, code and documentation handed over at the end and hosting or domain accounts kept in your name.
Deliverables for a payment integration
The list below changes with the method, but this is the usual shape.
- Gateway recommendationA short written comparison for your country, currency, volume and risk level, with the reasons for the pick.
- Account and compliance guidanceWhat the provider will ask for during onboarding. We do not give legal or tax advice, and we point you to your accountant for that.
- Store configurationGateway settings, currencies, payment capture mode, order status rules and checkout payment order.
- Cash on delivery and manual flowsOrder tagging, confirmation messages, fraud screens and courier hand-off so COD does not become a spreadsheet.
- Custom gateway appWhere no connector exists, a built payment app or redirect integration with signed callbacks and retry handling. This links to our Shopify app development work.
- Failure and refund handlingDeclined cards, abandoned redirects, duplicate callbacks and refunds, all tested before launch.
- Test orders and documentationA test matrix covering each path, plus notes your team can use for support and reconciliation.
Talk to Junaid about Shopify Payment Gateway Integration
Send your name and number. We reply on WhatsApp with what we would do first. Free, no obligation.
A payment project in six steps
Payments are the one part of the store where mistakes cost real money, so the steps are strict.
- RequirementsWe confirm your business registration country, payout currency, expected volume and the payment habits of your customers.
- Provider shortlistingWe compare two or three realistic gateways for fit, fees you will pay, settlement terms and API quality.
- Sandbox buildIntegration is done against the provider's test environment, never against live money.
- Test matrixSuccessful payment, decline, timeout, cancel, refund, partial refund, duplicate webhook and currency conversion are all exercised.
- Soft launchLive mode with a small set of real orders under supervision, checked against both Shopify and the provider dashboard.
- Reconciliation set-upA simple process, or a report, that matches provider payouts to Shopify orders each week.
Price drivers in a payment project
We price after we know which methods you need. These are the main factors.
Number of methods
Each additional gateway or wallet adds setup and a full test cycle.
Custom versus ready-made
A configured app is quick. A custom connector needs development, security review and ongoing upkeep.
Currencies and markets
Multi-currency stores need conversion, rounding and tax display testing.
Order volume
High-volume stores need stricter retry, queue and monitoring design.
Fraud and COD controls
Screening rules, phone verification and tagging add configuration.
Back-office reconciliation
Matching settlements to orders can need reporting work or an accounting integration.
Cases where a custom gateway is the wrong idea
Custom payment code is sensitive, needs careful security work and must follow the provider's changes. If a maintained app already supports your gateway, use it.
Card data should go straight to a certified provider through a hosted or tokenised flow.
Phone confirmation, clearer delivery information and better courier selection usually matter more.
Our post on custom payment gateway plugins for Pakistani stores explains where custom work makes sense.
Payment providers verify the business, and the entity that receives the money must match what the provider approved.
If your structure is unclear, speak to your accountant or lawyer before building anything.
A closer look at cash on delivery
It builds trust with first-time buyers, yet it brings refusals, wasted shipping and cash that arrives days after the sale.
We set up order tagging so COD orders are separated from paid ones, add a confirmation step by phone or WhatsApp before dispatch where it makes sense, and connect order status to the courier's tracking so your team is not copying consignment numbers by hand.
The point is to make COD cheaper to run, not to hide it.
Reporting, proof and who we work with
We prove an integration by evidence: the completed test matrix, screenshots from the provider dashboard matched to Shopify orders, and a record of the first live transactions.
From Gulberg III in Lahore we serve merchants in Pakistan, the UK, the UAE, Saudi Arabia and North America, with working-hour overlap for calls and USD invoicing for international clients.
Payment work often runs alongside Shopify Plus development for checkout changes, or a store migration when a platform move is the trigger.
After launch, a faster checkout helps too, so see Shopify speed optimization.
What clients say
Verbatim reviews from our Google profile.
“A great mentor and advisor. His digital marketing skills are top notch. I learned so much about SEO from him.”
“Junaid is the best Digital Marketer in Pakistan and in the top ranks in all over the world. He is a great mentor as well.”
“I must say Junaid Tariq is the best Digital Marketer with multiple expertise in his field. Truly world class in every sense.”
- 18+ years in SEO, paid media and web development
- Google Ads and Analytics certified; Google Blue and Green Belt certified
- National Level Award Winner in Digital Marketing
Frequently asked questions
Straight answers before you get in touch.
Can I accept card payments on Shopify from Pakistan?
It depends on current gateway support and on how your business is registered. Options change, so check each provider's eligibility before you commit. We review your situation and set up whichever route is available, whether that is a local gateway, an international one through an eligible entity or manual methods.
Is cash on delivery supported?
Yes, Shopify supports manual payment methods including cash on delivery. We add order tagging, confirmation steps and courier hand-off so COD orders do not drain your team's time. Check current settings for your region.
Will Shopify charge extra on third-party gateways?
It can charge additional transaction fees when you use a gateway other than its own payment product. Terms vary by plan and region, so confirm them directly with Shopify before choosing a provider.
Can you integrate a local gateway that has no Shopify app?
Often yes, through a custom payment app or redirect flow, depending on what the gateway's API allows and what Shopify's current rules permit for that setup. We assess feasibility first.
How do you keep payments secure?
Card details never touch your server. We use hosted or tokenised flows, verify signatures on callbacks, store secrets outside the code and log every transaction event. Your provider's own compliance requirements still apply.
Do you also fix checkout speed and layout?
We can. Checkout changes depend on your plan, since deeper customisation is tied to Plus. For small stores we work within the standard settings and polish the surrounding pages.
Need a payment method that Shopify does not offer out of the box?
Tell us your country, currency and customers. We will propose a payment set-up and flag the risks.
- Free audit and honest recommendations, no obligation
- Direct access to the expert, no junior hand-offs
- Reply within minutes on WhatsApp during business hours